Focus on running your tournament, let us take the risk.

Hosting a golf tournament lies in your hands. You want to add excitement to your event by giving away a large prize to a golfer if they make a hole in one, but don’t want to assume the risk of having to pay out the prize amount? We understand! Buying "Hole in One Insurance" covers the prize(s) and we at American Hole ‘n One assume full responsibility to pay the winner, should someone make a qualifying hole in one. 

American Hole ‘n One can provide insurance for Hole in One contests, Putting Contests, Million Dollar Shot & Shootouts, and more! This way, you can create buzz and excitement surrounding your golf tournament, without assuming any risk. It’s the perfect cost-effective way to attract golfers, sponsors, and attendees in order to make your next golf tournament a success.

Getting hole in one insurance is easy with the help from our Golf Excitement Specialists. Have you ever wondered how does hole in one insurance work? Follow these simple steps to acquire coverage:

1. Provide the number of golfers that will participate in your tournament:

Get in touch with one of our Golf Excitement Specialists and provide us with the number of golfers that will participate in your tournament. We can insure large and small tournaments. Your coverage will be customize to your event’s needs, the number of players (shots) is one of the variables that factor in to determine your price.

2. Select the par 3 hole(s) and yardage for the main prize hole in one contest

Another factor is the yardage/distance of the shot being taken on the main prize hole. The longer the distance, the more attractive the pricing can be.

3. Determine the cash value of your main prize

We’ve helped tournament organizers come up with a number of exciting prize packages, like trips for two, exotic vacations, golf equipment, cash prizes, cars and more, to help generate excitement surrounding the hole in one contest. We can insure just about anything, so it’s customized to your unique needs. Your hole in one contest coverage will also be based on the cash value of the prize you want want us to insure.

4. Then you're done! Your complimentary Sign Package will be delivered to the golf course or a specified address.

Your sign package includes signage for the main prize hole, along with additional bonus prize hole signage for the other par 3's at the event, at no cost to you.  We also offer a variety of banners, magnets, clings, or custom pieces to set your event apart. 


 
Click Here To Learn About Our Bonus Prizes

 

Why Choose American Hole ‘n One for your Hole In One Insurance Policy?

American Hole ‘n One is the world’s largest provider of hole in one coverage and prize coverage for golf events. We are underwritten by A+ XV rated Everest National Insurance Company and will provide you with the support you need to make your next golf tournament a success. As your one stop shop for all of your hole in one contest needs, we’re proud to offer friendly service, comprehensive hole in one coverage, and high-quality event signage, which will generate excitement for golfers, event attendees, and sponsors alike.

Our hole in one coverage, and all of the service that come with it, will give you the assurance that your event is a complete success.

Contact American Hole ‘n One for Hole In One Insurance

How does hole in one insurance work with American Hole 'n One? Our team is ready to assist you with a fast and easy quote with flexible terms. Let us help your come up with an exciting prize option that fits your budget. Get in touch with us today to learn more about our hole in one coverage capabilities. 

 

Frequently Asked Questions

1. How does hole in one insurance work for golf tournaments?

Hole-in-one insurance allows golf tournament organizers to offer high-value prizes—such as cars, luxury vacations, or large cash awards—without taking on the financial risk themselves. Instead, the organizer pays a one-time premium to an insurance provider, who agrees to pay out the prize if a golfer makes a hole-in-one on a designated hole under specific conditions. This coverage makes it possible to offer impressive incentives that draw more participants and sponsors.

2. What factors determine the cost of hole in one insurance?

The cost of hole-in-one insurance is determined by several factors, including the value of the prize, the number of golfers participating, and the length and difficulty of the hole. For example, insuring a new car on a 150-yard par 3 with 100 participants will typically cost more than insuring a smaller prize on a longer or more challenging hole. These factors help the provider assess the risk and set an appropriate premium.

3. What types of prizes can be covered under hole in one insurance?

Hole-in-one insurance can cover various prizes, from cash and cars to luxury trips, golf gear, electronics, and even boats or motorcycles. The prize can typically be insured if it has a clearly defined cash value and meets the provider’s eligibility guidelines.

4. How is a hole-in-one verified for an insurance claim?

To verify a hole-in-one and file a valid insurance claim, tournament organizers must follow specific requirements set by the provider. This usually includes having a non-playing, credible witness present, confirming the hole meets the required yardage and par, and submitting official documentation such as a signed affidavit. Sometimes, video footage may also be requested to support the claim.

5. Why should I consider hole in one insurance for my golf event?

Hole-in-one insurance is a smart investment for any golf event because it allows you to offer exciting, high-value prizes without risking a major financial loss. It helps elevate the experience for players, generates buzz around your event, and can even attract additional sponsors who want to be associated with a premium giveaway. It’s an easy way to make your tournament more appealing and professional.